About Kitchen Table Cents

Most money decisions in a house don’t happen at a bank. They happen at the kitchen table, with a stack of mail, a coffee going cold and a calculator app open on someone’s phone.

Kitchen Table Cents is built for that table.

What you’ll find here

• Guides that walk through one money job at a time: a first budget, a bi-weekly plan, a savings challenge, a debt payoff order.
• Printables you can stick on the fridge and color in as you go.
• Google Sheets that do the adding up, so the plan on paper and the numbers on screen always match.

How we keep it honest

We don’t promise you’ll get rich, and we won’t tell you a side hustle will fix everything. The tools here help you see where your money goes and decide where it should go next. That part is up to you.

Some pages link to products we sell and, now and then, to other companies’ products. When a link earns us money, we say so. You can read the details in our affiliate disclosure.

Nothing on this site is financial advice. If your situation is complicated, a nonprofit credit counselor or a fee-only financial planner can look at your actual numbers.

Say hello

Questions, corrections or a tool you wish existed: write to [email protected].