Debt Payoff

Debt feels heavier when you can’t see the end of it. These guides help you list what you owe, pick a payoff order and put a date on the day you’re done.

You’ll find a plain comparison of the snowball and avalanche methods, plus a step-by-step way to build your plan in one evening with nothing more than your statements and a calculator. Neither method is wrong. The best one is the one you’ll keep following when money gets tight.

If your situation is complicated, or you’re behind on payments, a nonprofit credit counselor can review your numbers with you for free or at low cost.